We believe there are no independent financial decisions. That’s why our integrated approach addresses every part of your financial life. In customizing your plan, we begin with these 14 areas:

• Completing an updated net worth inventory
• Bolstering cash flow and emergency reserves
• Preparing for major purchases or liquidations
• Proactively reducing taxes
• Confirming progress toward retirement goals
• Implementing and managing an investment strategy
• Saving and planning for education (children or grandchildren)
• Confirming appropriate insurance coverage
• Strategic estate planning, wealth transfer, and survivor support
• Maximizing charitable giving
• Special needs planning for loved ones with a disability
• Credit review and identity theft protection
• Preparing for natural or economic emergencies
• Managing a business or business transition

Once a plan is in place, we define action steps together and monitor progress through ongoing quarterly meetings.

As a client, you can be confident and content that:

• When conditions change, your plan will be adjusted accordingly.
• You’ve exercised wise stewardship of all your resources.
• We remain on this journey together through any challenges.